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Health Insurance In Dubai

Dubai Shines Tips to Get Health Insurance in Dubai

It is mandatory for all citizens, and expatriates living working or visiting Dubai to have a complete comprehensive health insurance. His Highness Sheikh Mohammad bin Rashid Al Maktoum, and other prominent Rulers of Dubai, have all approved the Health Insurance Law in the UAE. The basis of this law would ensure that all expats and the citizens of Dubai have adequate access to medical insurance services. Although visitors may not have the same accessibility to health care services as the Dubai nationals. If you want to have full insurance package you would have to apply to obtain an insurance card which you will be using all through. As an expat, you would need a good advice that would guide you to choose the right insurance in Dubai.

There are lots numbers of insurance companies that specializes in providing health care services for groups, families, and individuals. The best way you can get one is to identify a potential employer that is capable of covering most of your medical expenses. It is important to know that comprehensive health care insurance would roughly cost about $350.

In Dubai, you can get a private company that can cover all your insurance expenses for ailments. Nevertheless, healthcare services in government hospitals in Dubai are also good enough to deal with emergencies at no cost. But it is advisable for you to seek health insurance that covers all ailments. With this, many expatriates workers tend prefer to choose the private providers for better services because their insurance services cover all medicals expenses.

Help: have a look into our health insurance directory

Procedures for getting health insurance in Dubai

In Dubai, the process for getting a health insurance can be categorized according to your nature your residency in Dubai as stated below.

Health Insurance For Residents

The law states that it is the responsibility of employers to provide an insurance package for their residents’ employees in Dubai according to their insurance policy. The company would take responsibilities for the full cost in all the procedures involve without deducting money from their salaries.

Health Insurance For UAE nationals

If you happened to be a UAE national you will receive insurance cards which would replace the existing Dubai Health Authority, health cards that provide a cover for medical care services. UAE nationals will continue to have access to all healthcare services provided by the local authorities and other private healthcare providers.

Health Insurance For Visitors

Visitors are required to purchase health insurance from relevant bodies on arrival to Dubai. The cost of this insurance covers only emergencies cases that may arise in the cause of your stay in Dubai. The good news is that you would not be required to pay extra charges as all cost would be included in your visa cost.

Companies you can contact for health insurance services

If you are living in Dubai – whether or not you are working, there are several foreign and local companies that cover medical insurances, however not all companies in Dubai cover all aspect of medical insurance. Below are the lists of some popular health insurance companies in Dubai.

  • Nabooda Insurance
  • Dubai Insurance Solutions
  • Elite Insurance Broker’s
  • Goodwill Insurance
  • Al Kazzim Group of Companies
  • Sharjah Insurance
  • Dubai Islamic Insurance & Reinsurance (AMAN)
  • AShafar Group of Companies

Conclusion

In Dubai, it is important to know that residents do not get a visa without health insurance. The newly established health insurance law in Dubai and the UAE at large stipulates that the government would be responsible for health insurance cover for all its citizens, while employers would be responsible for their employees’. Residents spouses in Dubai would be insured by their sponsors, and visitors would have to take all responsibilities upon payment for health insurance in their visa cost. However, violation of this rule would attract a fine from Dh500 to Dh1500. If you need help you can still contact us to help you to go through all the legal process

Source: http://www.emirates247.com/news/emirates/health-insurance-made-compulsory-for-all-in-dubai-2013-11-26-1.529339

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